![]() ![]() However, during Harvey, of the 154,170 homes across Harris County that flooded, 68% did not have flood insurance. Disaster assistance provided by the Small Business Administration.FEMA Individual Assistance flood claims for those who do not have NFIP policies.Claims include insurance and disaster relief claims on National Flood Insurance Program policies.Perhaps with a better understanding of true flood risk, many more home and business owners would have purchased flood insurance and avoided financial pain.Īmong the many things that FloodFactor looks at, their maps factor in: ![]() 64% of the homes flooded did not have a flood insurance policy in effect. That’s a huge benefit.ĭuring Harvey, HCFCD says that of the 154,170 homes flooded, 70,370 were outside of the 1% (100-yr) and. Pros and Cons of į addresses many of FEMA’s shortcomings. There has long been an urgent need for accurate, property-level, publicly available flood risk information in the United States,” says. “This leaves millions of households and property owners unaware of their true risk. New unmapped upstream development has significantly altered downstream flood risk, as we saw in Elm Grove twice last year.įinally, FEMA maps, at present, don’t define risk for individual properties ( although FEMA hopes to introduce that capability next year). However, the county has been one of the fastest growing in the country. Sometimes it even feels as though FEMA’s trying to catch up with the past.įEMA maps in Montgomery County are currently based on flood data developed during the 1980s. That enabled the developer to follow more lenient development guidelines.įEMA maps also do not estimate future flood risk due to factors such as climate change. ![]() The area on the other side of that county line had not been mapped, therefore they claimed, it wasn’t in a floodplain. They showed the Taylor Gully floodplain magically stopping at Harris county line. We saw that loophole exploited by LJA Engineering with Perry Home’s Woodridge Village. That allows developers to say they are not in a flood zone when, in fact, they are. And no one wants his or her property to become undevelopable or unsaleable after a map revision.Īnother flaw in the FEMA system: many areas remain unmapped. No one wants to be reclassified INTO a flood zone that would require paying more for flood insurance. Bad that sometimes pushback from landowners and local governments distorts true flood risk. But the process of adopting FEMA flood maps is highly politicized. Until now, the gold standard for mapping flood risk has always been FEMA. ![]() Together they can give property owners a fuller understanding of their flood risk. This article will examine the advantages and limitations of both of the FEMA and FloodFactor sites. That’s your first clue as to what this new site offers that FEMA doesn’t.Īccording to the Times, FloodFactor estimates that 14.6 million properties are at risk from what experts call a 100-year flood, far more than the 8.7 million properties shown on federal government flood maps.įloodFactor takes into account things like sea-level rise, increased rainfall, and flooding along smaller creeks not mapped federally. The article’s headline trumpeted “New Data Reveals Hidden Flood Risk Across America.” The new website was developed by First Street Foundation, which defines itself and its mission as, “a non-profit research and technology group defining America’s Flood Risk.” Past. An article in the New York Times yesterday discussed a new flood-risk website called. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |